When it comes to financing a vehicle, there's a lot of information out there - and not all of it is accurate. At Autos of Texas, we want to set the record straight and debunk some of the most common myths about auto financing and credit applications. By separating fact from fiction, Athens, TX, customers can approach the car-buying process with confidence.
One pervasive myth is that you need perfect credit to finance a vehicle. In reality, financing options are available for a wide range of credit profiles. Even if you have less-than-perfect credit, our finance center team can work with you to find a solution. We have experience helping customers from Tyler, TX get behind the wheel, regardless of credit history.
Another common misconception is that getting pre-approved for financing hurts your credit score. While it's true that applying for financing may cause a small, temporary dip in your credit, getting pre-approved at Autos of Texas is actually a smart move that can save Tyler, TX shoppers time and stress. With a pre-approval, you'll know exactly what you can afford before you start test driving.